| Why would a woman and her partner be looking for | | | | network coverage. Some insurance companies may |
| tubal reversal funding? Most women who have a | | | | pay a portion of the surgery or some of the |
| tubal ligation performed consider it to be a final form | | | | necessary preparations while others will not pay one |
| of sterilization. They don't plan to ever have any | | | | penny of it. Because it is not considered to be a |
| additional children, so they have their tubes tied in an | | | | necessity, many insurance providers will simply decline |
| effort to prevent that from happening. | | | | the claim. Know which before your surgery. |
| However, some women later regret the decision | | | | Tubal reversal funding is really a personal choice. |
| because their life circumstances change or they | | | | While you can expect to pay less than $7000 for the |
| simply change their mind. In these cases, these | | | | procedure with the top notch surgeon in the country, |
| women might decide to have a reversal surgery | | | | that is still a substantial amount of money for many |
| done. As with any medical procedure that isn't | | | | people. |
| covered under insurance, a woman must budget to | | | | One thing you can do is to speak with your surgeon's |
| have this procedure completed. This is where the | | | | office to find out what options are available through |
| question of tubal reversal funding comes into play. | | | | them when it comes to financing the procedure. |
| There are only a few doctors throughout the United | | | | Many times, they will have payment plans available |
| States who do tubal reversal surgeries on anything | | | | (option #2). |
| like a consistent schedule meaning every week. | | | | Also there are the tried and true methods of just |
| These reversals are typically a lot more affordable | | | | opening a savings account to save for your operation |
| than having in vitro fertilization done, for instance. | | | | (option #3), putting the surgery on a credit card |
| With in vitro, you can expect to pay anywhere from | | | | (option #4), using your income tax refund if large |
| $10,000-$12,000 per cycle. That's the average and | | | | enough (option #5), or taking out some type of loan |
| many times a cycle can cost lots more. In other | | | | for the surgery (option #6). One other form of tubal |
| words, if the woman doesn't get pregnant during the | | | | reversal funding is a specific medical loan which some |
| initial cycle of in vitro fertilization, then she would | | | | companies provide (option #7 as it varies from |
| have to pay for additional cycles. Plus, she could only | | | | commonly thought of loans and most people don't |
| be successful in the months that she has IVF done. | | | | even know medical loans exist). |
| On the other hand, the surgery to untie her tubes | | | | One more option for financing your operation is |
| would give a woman the ability to get pregnant in | | | | finding and applying for a grant (option #8). Most of |
| any month that she decides to try. This is a | | | | the organizations providing such grants are faith |
| permanent reversal, so there would be no need for | | | | based which means you will most likely need to |
| extra hormone injections or paying additional funds to | | | | adhere to some specific guidelines. |
| continue trying to conceive every time you want to | | | | So while insurance probably won't cover your surgery |
| try. And on average you will try and try again. | | | | leaving you to come up with some other form of |
| Most insurance providers do not cover tubal reversal | | | | tubal reversal funding, there are several options |
| surgery because it is an elective procedure. However, | | | | available. The 8 options above range from the |
| a very few will cover it or parts of it (this is option | | | | immediate of the credit card to the midterm of |
| #1). | | | | getting a loan, medical or otherwise, to the long term |
| Therefore, it's important to first check with your | | | | of saving for the surgery. Which you choose is up to |
| insurance provider to see if you have any out of | | | | you and your situation. |