Does Medicaid Cover Surrogacy?

My potential surrogate mothers and their intendedMany agencies and clinics will not work with surrogate
parents are attracted by the idea that Medicaid, ormothers who are on public assistance. Often, they
other federal programs, can assist with the costs ofsimply do not want to get involved in a situation that
the surrogate mother's pregnancy and the birth ofcould become misconstrued by the federal
the surrogate baby. Maternity health insurance can begovernment.
quite expensive and this is a way to trim thousandsAnother reason agencies choose not to work with
of dollars away from the cost of surrogacy whichthese women is the fact that they might need the
can be used for other expenses, including themoney provided by surrogacy in order to meet their
surrogate's compensation.basic necessities. Since so much in surrogacy is
So that begs the question: if a surrogate motheruncertain, the surrogate might go months without
financially qualifies for government assistance, shouldreceiving a cent of compensation. She may also go
that be used to help cover the costs of a surrogacy?upwards of a year and end a journey having never
The answer is absolutely NO. Under no circumstancesreceived any compensation whatsoever.
should federal assistance be used to fund aAdd to that the fact that many see surrogacy as
surrogacy.exploitation of the poor and agencies simply do not
It is not the government's responsibility to assistwish to get involved. The last thing surrogacy needs
intended parents with the costs of their infertilityis more controversy.
treatments. Though a typical set of intended parentsOther forms of public assistance, such as WIC should
have put in more than their fair share of taxes overalso be viewed the same way. If she were not
the years, and might feel entitled to receiving somepregnant with another couple's child, the surrogate
benefits from all of that, it is not the remainingwould not qualify to be placed on WIC; therefore,
taxpayer's burden to bear.she does not quality for it.
Though the surrogate mother may qualify to receiveIf a potential surrogate mother is in dire financial
assistance, the child she carries does not. Thestraits, surrogacy is simply not the best option for
parents of that child do not meet the incomeher. If a woman is currently a surrogate and finds
qualifications needed to be eligible for the assistance.herself in a difficult financial situation which will cause
This is the equivalent of a woman claiming herher to not be able to afford proper nutrition, the
neighbor's child is hers in order to qualify.intended parents should cover these costs.
It is fraud. And if the government decided to, theyBut under no circumstances should either the
could prosecute the surrogate mother and intendedsurrogate mother or intended parents be tempted to
parents for fraud. This could involve hefty fines, and,use the government for help. Medicaid is not a cheap
if they chose to make an example of the situationway to get a surrogacy done. It's a way to get in a
may even involve jail time.lot of trouble in years to come.