| Are you considering financing your infertility | | | | costs much more than a failed IVF cycle. With a |
| treatments by using an IVF refund or rebate | | | | failed IVF cycle, there are your infertility treatment |
| program? These programs offer to refund a portion | | | | costs. Yes, it seems like a waste of resources to |
| of your IVF treatment costs if you fail to conceive | | | | pay thousands of hard earned dollars on a course of |
| or deliver a baby. Rebate programs appeal to the | | | | treatment that may not work, but think ahead just a |
| smart consumer in us. After all, who wants to fork | | | | little bit further. |
| over huge sums of money, only to be left empty | | | | When you conceive, your costs are just beginning. |
| handed? | | | | First, there is no rebate of your infertility treatment |
| Look at little more closely before making up your | | | | costs when you deliver. In addition to your infertility |
| mind. An alternative strategy emerges you consider: | | | | treatment costs there will be extra medical costs |
| the fertility clinic will pre-qualify you medically, if | | | | associated with pregnancy, lost income during |
| approved they believe you will probably conceive, if | | | | maternity leave, along with the costs of feeding, |
| you conceive your costs are just beginning, and | | | | clothing, and raising your child. And that is when things |
| supplemental IVF insurance pays off when you | | | | go well with your pregnancy. Many couples |
| deliver. | | | | undergoing infertility treatments move on to have |
| You Must Pre-qualify Medically | | | | high risk pregnancies. Many women are nearing the |
| Most rebate programs for in vitro fertilization | | | | end of child bearing age, or experience a multiple |
| procedures begin with a thorough medical evaluation | | | | pregnancy. Mom can miss months of work, spend |
| of both prospective parents. If you qualify medically, | | | | significant time in the hospital, and if your child is born |
| your fertility clinic will offer you an opportunity to | | | | too early there may by left over medical costs |
| participate. The couple bears an additional cost in | | | | Bet With Your Fertility Clinic |
| exchange for a partial refund if the IVF procedure | | | | Why bet against your fertility clinic when they have |
| does not result in conception or delivery. | | | | greater experience and better data? Why compound |
| Think about what the clinic is doing before moving | | | | this error by hedging against your smallest cost |
| ahead. Fertility clinics are experts when it comes to | | | | exposure - a failed IVF cycle? |
| predicting which couples have the greatest chance of | | | | If your fertility clinic approves you medically, believes |
| conceiving via IVF. If they think your odds are good, | | | | you probably will conceive, and offers you a rebate, |
| they offer you the rebate. If they think the odds are | | | | then bet with them not against them. Supplemental |
| bad, they decline the rebate offer. | | | | IVF Insurance allows you to bet with your fertility |
| IVF Success Costs More | | | | clinic, and covers your greatest exposure: you get |
| Now consider that conceiving and having a baby | | | | pregnant and have a baby. |