| If you are considering taking out a loan to pay for | | | | there is mom's lost income to take into account. At |
| your IVF treatments consider using a portion of your | | | | minimum she may be losing six weeks of income for |
| financing to purchase supplemental insurance. Not only | | | | her normal labor and delivery. |
| will you protect your credit score, but you will gain | | | | What should be a happy time sometimes works out |
| peace of mind and some extra income to enjoy | | | | the opposite: mom experiences pregnancy |
| bonding with your baby. | | | | complications, or the baby is born premature and |
| Many couples find themselves in a tough spot: In | | | | spends weeks in the hospital. Sometimes this |
| Vitro Fertilization gives them the best chance of | | | | translates into months of lost income for mom's |
| finally having that baby, but their health insurance will | | | | disability, and then an extended family leave to care |
| not cover the treatments. Many of these couples | | | | for your infant at home. |
| don't have a large enough nest-egg built up to cover | | | | When this happens the regular bills start piling up, and |
| the costs of IVF treatments - so they borrow | | | | then the extra loan payments start to kick in - just |
| money and hope to pay it back over time. Some | | | | when you are taking a big income hit. Your credit |
| couples can find financing specifically for IVF, while | | | | score starts to plummet making it more difficult to |
| others use credit cards or borrow against the equity | | | | find additional financing. |
| in their home. | | | | Supplemental Insurance Protects Financing |
| Dangerous Gamble | | | | Use some of your loan proceeds to fund the |
| Borrowing money to pay for IVF treatments is a | | | | purchase of supplemental insurance before starting |
| dangerous gamble for many couples. The added | | | | IVF. Your benefit for normal delivery may greatly |
| expense of the IVF treatments is often just the tip | | | | exceed the premium you pay helping you offset |
| of the iceberg. What many fail to consider is that | | | | your IVF costs. |
| finances can change dramatically when In Vitro | | | | Plus you are also covered in case of pregnancy |
| Fertilization works: you conceive and deliver a baby. | | | | complications and premature birth giving you the |
| Getting pregnant and having a baby adds extra | | | | financial freedom to get healthy without worrying |
| expenses for food, clothing, furniture and more. Plus, | | | | about your bills and your credit score. |