The Surrogacy Base Fee - How Does it Work?

Once Intended Parents start the search for aand charging $100,000! If a judge sees an amazingly
surrogate mother, whether its in an independentlarge amount of money in a contract that fact alone
situation or through an agency setting, they will soonwill raise the following questions: "Was this woman
come a crossed the phrase "base fee". What is thiscoerced?, Is she selling her body?, Is she selling a
fee for? Who sets these fees? Isn't it the same asbaby?" This is why the base fee is labeled
'paying' a surrogate? Why is the word compensationcompensation or reimbursement or even living
used?expenses. Surrogate mothers are supposed to be
Let me illuminate you on the "base fee factors". Incarrying a child not to make money but instead for
general, a base fee is to cover the 9 months or 40altruistic reasons. Any money involved is to support
weeks your surrogate will be pregnant with your childthem throughout the process. The point is that no
children. It is very rare for any of the base feemoney should be coming out of the surrogates
monies to be distributed before you see a heart beatfamily budget to support her while she is a surrogate
on the ultra sound screen. The base fee is commonlymother.
broken down into monthly payments, however theseThe average base fees being asked for by agencies
are not equal monthly installments. Lets use a fee offor their surrogates looks something like this:
$20,000. The break down may look like this:First time surrogate with her own health insurance:
Month one: $1,500$18,000-$20,000
Month two: $1,500First time surrogate without her own health insurance:
Month three: $2,000$13,000-$15,000
Month four: $2,000Second time surrogate with her own health insurance:
Month five: $2,000$25,000-$28,000
Month six: $2,500Second time surrogate without her own health
Month seven: $2,500insurance: $20,000-$22,000
Month eight: $3,000Third and forth time surrogates with health insurance
Month nine: $3,000can command anything up to $45,000 and those
These fees are usually strategically set up like this inwithout $35,000.
a contract because there are so many times that aYes, there are some variations but this configuration
miscarriage can happen in the first couple of monthsis the most common. Insurance companies are adding
of an IVF cycle. This way the Intended Parents aresurrogacy exclusions each time they print up a new
not out a huge amount of money and the surrogatepolicy! They feel that if money is being exchanged
is compensated for the time that she actually didthen their policy shouldn't be used as a bargaining
carry.chip. If a surrogate is on medicaid then she can not,
Lets remember that babies are born on their ownunder any circumstances, use government insurance!
time table and so if a baby or babies are born earlyThis is FRAUD and is punishable by the law.
the amount that is left over is put into one lastSurrogates without insurance need to be insured
check and given to the surrogate with in 14 daysASAP through one of the few companies that have
after the birth or whatever is stated in the contract.policy especially for those involved in third party
In the case of multiples an extra amount is oftenreproduction or family building. New Life is one of
added from month 5-9.those agencies. Needless to say these are very
So who sets these fees? Good question! Basicallyexpensive policies which is why an uninsured
attorneys and agencies know state by state whatsurrogate is compensated less then those who carry
those judges will tolerate regarding a surrogacy fee.their own health insurance policies with maternity
This is why you don't see women being surrogatescoverage.