| Looking for health insurance in Montana? Here's how | | | | * FFS (fee-for-service) plans, also known as |
| to get low cost health insurance in Montana with a | | | | indemnity plans, provide health care coverage that |
| reliable health insurance company. | | | | allows you to use your own doctor and hospital. Basic |
| State Sponsored Health Insurance | | | | FFS plans cover doctor visits, hospital fees, and |
| In 1985 Montana created the Montana | | | | prescription drugs. These are the most expensive |
| Comprehensive Health Association program to help | | | | health insurance plans. |
| Montana residents who cannot get private health | | | | * Managed health care plans (HMOs, PPOs, and POSs) |
| insurance due to a pre-existing medical condition. In | | | | assign you to a network of doctors, specialists, and |
| order to qualify for the MCHA program you must: | | | | hospitals that you must use for your medical care. |
| * Be a Montana resident | | | | These plans cover doctor visits, hospital fees, |
| * Have been rejected by two insurance companies | | | | prescription drugs, and may even includepreventive |
| or have been offered a restrictive health insurance | | | | care options such as health education classes and |
| rider | | | | discounted health club memberships. |
| * Have a particular type of illness as specified by the | | | | Where to Get Low Cost Health Insurance |
| MCHA program | | | | The best place to get low cost health insurance in |
| * Not be eligible for private health insurance, | | | | Montana is at an insurance comparison website |
| Medicare, or Medicaid | | | | where you can get quotes from a number of |
| For more information on the MCHA program, visit the | | | | companies on one site. The best comparison |
| MCHA website at: mthealth.org. | | | | websites feature an online chat service where you |
| Private Health Insurance | | | | can get answers to all your health insurance |
| There are two types of private health insurance | | | | questions from an insurance expert, and an Article |
| plans available to individuals, families, businesses, and | | | | section where you can get money-saving tips and |
| groups in Montana: | | | | information (see link below). |